When using an ACH account as your payment method, Stripe, our payment processor, completes bank verification via micro-deposits.
Micro-deposits are deposits of up to 99 cents that verify ownership of a specific bank account and will be displayed in your bank activity with a descriptor of “AMTS”.
To complete the bank verification for ACH transfer, you will input your routing and account number into the Change Commerce app, then Stripe will initiate the micro-deposits which will be credited to your bank account in one to three business days. Once you receive the micro-deposits, you will be able to type each micro-deposit in the Payment Information section under Global Settings to complete the bank verification process.
If you do not receive the 2 micro-deposits to your bank account after three business days, please remove your ACH information from the app, re-enter it, and contact us at email@example.com.
For more information about ACH and micro-deposits, visit Stripe Support.